1/3
3 Years of Service
With the old system, I banked them as soon as I collected my interest. I will have to make a new plan... once I see how this actually works.
And I missed a decimal above with my shitty math. hahaha.
Yeah I am not sure what the actual rules are. If the 24 hour limit is still in place as well as standardized timing then I will only bank when I have several thousand at least. Since you lose a whole day of interest, and sometimes up to two, you have to bank the same amount you already have in there to break even for the day. Even if you count over time it is not worth it unless you either have a fuck to of points to bank or are planning on not being active for the next couple of days.