discussion Banking System Update: Dynamic Caps & Dual Balances

[ErzuzB]

My money is in my wallet, not in the bank where I put it this morning at 12:16am (According to the bank and interest timer.)
When I did deposit it, it wouldn't take it all, either. Refused the last 6 AC.

Yesterday I received interest. Today my account was emptied and the interest gone. I just filled it again, but I lost one day interest + that I don't receive interest today.

He added some feature to the bank (the vault) this probably required to reset the bank. I would assume that's why everybody's coins got put back into the wallet so they didn't get accidentally deleted.

The vault isn't mentioned in the OP because of that, it was implemented afterwards. It is not to earn interests, but to store away extra coins, so they don't sit in the wallet.
Maybe informations about the vault should be added in the OP? @Jack Of Blades

I just made a deposit into the bank. The coins are gone from my inventory, but the bank still says 0.

Did you put it in the right one?

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Main Bank is to earn interests, Vault is to store away coins.
The coins in the vault won't be shown in the main bank window, but you can see them when you click the deposit or withdraw button.

 

[Jack Of Blades]

Yesterday I received interest. Today my account was emptied and the interest gone. I just filled it again, but I lost one day interest + that I don't receive interest today.

there was no interest yesterday, the bank was broken and interest was disabled.

 

[Alolimous]

The Bank pages says in the Guide section:
"Calculated on your Bank balance up to your cap. Paid into the Vault. Collection can be automatic or manual depending on settings."

I don't see any setting to make interest collection automatic, am I missing some setting, is it only available to some users, or is the guide wrong?

 

[Jack Of Blades]

The Bank pages says in the Guide section:
"Calculated on your Bank balance up to your cap. Paid into the Vault. Collection can be automatic or manual depending on settings."

I don't see any setting to make interest collection automatic, am I missing some setting, is it only available to some users, or is the guide wrong?

i am working on making a perk that users can buy in the shop with AC to be automatic, just need time.

 

[Alolimous]

i am working on making a perk that users can buy in the shop with AC to be automatic, just need time.

Are you sure that's a good idea? Collecting daily interest is pushing users to visit the site daily. If you want more traffic, that perk would be counter-productive.
Of course, if the extra visits are just costing bandwidth and not bringing in any forum activity or funding, avoiding them could be better to reduce running costs.

 

[Jack Of Blades]

Are you sure that's a good idea? Collecting daily interest is pushing users to visit the site daily. If you want more traffic, that perk would be counter-productive.
Of course, if the extra visits are just costing bandwidth and not bringing in any forum activity or funding, avoiding them could be better to reduce running costs.

the perk will not be perm and i am just testing it personally not releasing it yet.

 

[zigster123]

there was no interest yesterday, the bank was broken and interest was disabled.

I received 52 interest points. Where did they go to?

 

[Jack Of Blades]

I received 52 interest points. Where did they go to?

vault

 

[RickS]

...
Main Bank is to earn interests, Vault is to store away coins.

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The coins in the vault won't be shown in the main bank window, but you can see them when you click the deposit or withdraw button.

Thx, just deposited some LC and was shocked that I "lost" must of it. Then searched for the vault and didn`t find it *little panik*. Then I read your post again.

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[Twigless Leaf]

I received 52 interest points. Where did they go to?

Already? The bank went live not even 24 hours ago.

 

[Shirobaka]

I honestly like this system better, its a more controlled way to earn AC beside being active in the community. Now lets see how it will work out long-term.

 

[kirbibi]

I guess this is fine.
Doesn't really mean much for me personally. As i almost never post on anything.

 

[Darkrift411]

I am not really nitpicking, but... it looks like it could be a bigger problem later. The bank says 2%. So yesterday before putting in coin, I did the math on calc. 976 * .02 = 19.52. I expected that to round down to 19. But today when I collected I got 15. That seems to be how much I would make if I had put around 750 in. It looks like 15 would be 1.5%.

Again, Im not really worried about a few coins at this point, but if it is off by 25% like it looks, this could end up causing a problem with people who are putting in the cap and notice it later.

 

[Republican Bear]

So I don't see the vault that's supposed to be available with bank.

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Edit: Never-mind it's not shown unless you despot or withdraw funds.

 

[Jack Of Blades]

So I don't see the vault that's supposed to be available with bank,

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click withdraw

 

[Republican Bear]

Thanks for the reply but I figured it out after I clicked post reply.

Anyway I like how the bank works now.

 

[Darkrift411]

One other thing I noticed just now. I just found the transaction log, and was able to confirm the amount I put in yesterday and the amount of interest I made today. But... I noticed that the interest yesterday was not showing. If I use the filter to show only interest, I CAN see interest from thursday and friday, but none since (which is odd since I never actually earned interest those days, and the interest I have earned since the bank was updated does not show.

So long story short, its possible that interest since the bank update is not making it to the transaction log.

 

[zigster123]

vault

What vault? Where is that?

 

[ErzuzB]

What vault? Where is that?

Go to the bank and hit deposit.

Spoiler

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There you can deposit to either the bank (to gain interests) or the vault (to store coins).
Currently you have to go there to see how much is in your vault.

 

[Deleted member 210808]

Go to the bank and hit deposit.

Spoiler

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There you can deposit to either the bank (to gain interests) or the vault (to store coins).
Currently you have to go there to see how much is in your vault.

Very easy to locate with this photo. Allah blesses those who bless others.