It would help if the local time where the server is would be shown or for the collection time timezone to be shown. My next collection is "Tomorrow at 5:22 AM", but I don't know what time zone that is.
Works for me.
Collect Interest when shown. It goes into the bank. Add or withdraw LC. Wait until Collect Interest is shown again after 24 hours. Repeat.
Only make transactions when collecting interest, or the 24 hour timer will rest.