This is long, but no one is forcing you to read this, and I am getting paid while I type.
First: (To the best of my knowledge, the reason that this system was put in place was that before my time people would just set up an account with a burner email and make a complaint to a server or someone to have it shut down. Although nothing in this forum that I've seen is illegal, businesses just don't have the time to deal with it. So this site would have to start over. After a few times, this policy was put into place so that any 'do-gooders' would have to make some effort and just might see that it wasn't what they thought.
Second: (My experience.) When I started, I was trying to just get M+. This was rather new and required a lot more coins then than now. I found this thread and liked it. Although even after I achieved that first goal, I wanted P1 (also at a higher price back then) just to remove the timer. I was new to all of this, but others helped me and corrected me when I made mistakes. So I stayed, made posts, saved my fake coins, and collected interest. I didn't buy reaction packs or gamble. I just did the grind.
After doing so for nearly a year, I had 29,500 AC and was only 2 hours away from collecting 590 AC to obtain P5. Then this happened. And happened again and again. Finally, I did it. I achieved my goal with 81 AC to spare.
Then it was rolled back again, and not only did I lose my rank, my coins went down enough to where it would take me about 6 months to recover. That did not include that I was going to lose all of my 'Old AC' by the first of the year. That would be about 10,000 posts I would have had to make. (1 post + 1 like.) That was just too much to endure after the effort I had already put forth. So these mods came to my rescue. They knew the amount of perseverance I had done, and they made things good. I am starting over, but at least not from the beginning.
Third: (How did they become billionaires?) Simple math.
This site had an interest rate of 2% [compounded daily], not 730% annually.
To convert a daily interest rate of 2% to an annual interest rate, you can use the formula for compound interest:
Annual Interest Rate=(1+r) n −1
Where:
r is the daily interest rate (as a decimal),
n is the number of compounding periods (days in a year, typically 365).
Using the given rate:
r=0.02
n=365
Substituting these values into the formula:
Annual Interest Rate = (1+0.02) 365 −1
Calculating that gives:
Annual Interest Rate ≈ (1.02) 365 −1≈1377.41%
Thus, the annual interest rate would be approximately 1377.41%.
So if one had 1,000 ACs left after their purchases and collected their interest daily, after one year they would have 1,377,410 AC.
Doing the same, after 2 years: 1,897,258,308.1 AC
So, to answer your question, if you are still interested. When you have people posting almost every day, doing what they enjoy with already obtaining everything possible, why wouldn't they click on the "Collect Interest" button? It doesn't affect me but allows them some recognition for their effort.
Lastly, if anyone actually read all of this... WHY
