1/3
2 Years of Service
For these reasons, I also think that P1 and P2 are quite worthless. Because when you look at it, the interest at each stage is the same.Better yet, I think the interest percentage should increase based on prestige. 2 for base rate, add another 1 or so for each prestige rank you reach. In that way, it'd also give some value to P2 and P3