discussion LC COIN PSA: BANK INTEREST IS AT 2% ---- (YOU MUST MANUALLY COLLECT DAILY)

[Max Mustermann]

My psychic powers tell me you've never put more than 149 LC in the bank.

Your psychic powers are absolutely right

 

[KingTerra]

Oh, this is useful. I was wondering why so many people had 0 lc coins

 

[menalaos]

I really would prefer a 23 hour timer, as well. It's tough to collect right at the point where it becomes available, so the collection time keeps getting pushed back, and back, and back.....

 

[bobbybob202]

Thanks for the info I'll be depositing lc to get the interest.

 

[odspyykt]

Would be nice if you could have a choice between a passive 1% interest rate where you did nothing and active 2%. rate where you had to claim it everyday as a compromise.

 

[chimcham123]

Im not sure if its a glitch but my next intrest was to be in 4 hours from now. I deposited some LC and it said I collected it today already now and have to wait until tomorrow now. Did I get my interest early or did it skip today because I added more?

 

[VagueGem]

Im not sure if its a glitch but my next intrest was to be in 4 hours from now. I deposited some LC and it said I collected it today already now and have to wait until tomorrow now. Did I get my interest early or did it skip today because I added more?

When you deposit there's a warning that pops up saying that this will reset your interest timer. It's intentional.
It's best to deposit only straight after you have collected your interest.
That's unless for some reason you have a significant amount of coins to deposit that would make your next interest skyrocket, then it might be worth it just to deposit then and wait the 24 hours for the next collection.

 

[jhnd]

Im not sure if its a glitch but my next intrest was to be in 4 hours from now. I deposited some LC and it said I collected it today already now and have to wait until tomorrow now. Did I get my interest early or did it skip today because I added more?

the second one, happened to me as well, it resets the interest collection cause when you add more you increase the amount you will get with the interest, as least that's how i think it works

 

[Tosser]

I often miss it by sevral hours, sometimes even half a day. And it's not even a small amount, it's 60 posts worth of coins.

I'm only about 16% of the way to that level. Mine is now around 11:30PM my time. Made the mistake of adding coins the day I thought it was still automatic just after 11pm without noticing it had gone back to manual. Creeped up another 20 minutes last night because I was actually playing a VN rather than being here grinding. I know actually playing the VNs isn't the point here - it's posting shit and getting coins so they can have traffic for lucre, but I decided to rebel for a night.

Finished that VN late last night, so now I can spend a few minutes here before playing new update for something else. Might wait closer to 38 hours after my collection tonight to come back just to reset to a better time.

 

[Dorya11]

Thank you!!! I would've never got the interest if not for this post.

 

[Tosser]

When you deposit there's a warning that pops up saying that this will reset your interest timer. It's intentional.
It's best to deposit only straight after you have collected your interest.
That's unless for some reason you have a significant amount of coins to deposit that would make your next interest skyrocket, then it might be worth it just to deposit then and wait the 24 hours for the next collection.

That would only really make sense if you already had at least half a day to wait. If you were within minutes or just a couple of hours and could make your way back, you'd get your extra few coins and then make the big deposit. If you already have to wait at least 18-20 hours, then just go ahead. But, yeah - getting here a little early, grinding for a bit, then depositing immediately after collecting generally works best.

 

[VagueGem]

That would only really make sense if you already had at least half a day to wait. If you were within minutes or just a couple of hours and could make your way back, you'd get your extra few coins and then make the big deposit. If you already have to wait at least 18-20 hours, then just go ahead. But, yeah - getting here a little early, grinding for a bit, then depositing immediately after collecting generally works best.

I was thinking of a scenario like having the 10,000th post in the lurkers chat and getting something like 10,000 coins.
If that were me, with have much I currently have in the bank, I wouldn't care how much time is left on my timer.
If it's a reasonable time of day, I'm cashing that in immediately because it would also help fix my current 11pm collection time

 

[chimcham123]

Ok thankyou for the answers. I guess I didn't read that part =x Will def add more until I have enough to make the interest worth it

 

[BobbyBrown331]

I'm gonna hold out until its at 3%

 

[Tosser]

I was thinking of a scenario like having the 10,000th post in the lurkers chat and getting something like 10,000 coins.
If that were me, with have much I currently have in the bank, I wouldn't care how much time is left on my timer.
If it's a reasonable time of day, I'm cashing that in immediately because it would also help fix my current 11pm collection time

I can see that. Is that something that happened? If so, I'll have to pay more attention to the post counts in some of the threads I see.

 

[Landskrona84]

The bank is a good idea and thing. So you can grind up some, put it in the bank and after a day you can get more while also grind a little bit more.

 

[NoName2]

I hate how bank timer reset when you add coins. Cannot keeping all my coins to getting me more coins, need waiting to next 24h cyckle. othervise I realy like banking thing.

 

[virtualfiend09]

do I need to collect the coins from interest to get interest the next day or will it just add to the collection each day?

 

[RandMierdin]

do I need to collect the coins from interest to get interest the next day or will it just add to the collection each day?

Whenever you collect, you only get one day's interest.

 

[virtualfiend09]

Whenever you collect, you only get one day's interest.

so it wont add to the collection if I miss a wait into the next day?