Yeah, the right clothes can add something to it. It's hard to describe in words. It can be regular clothes, or lingerie. Nudity is not always the hottest, even if I do indeed find it hot. Take knee high socks. Somehow it's better with than without
I like it when its partial, like a schoolgirl in uniform with the skirt still on but the shirt unbuttoned bonus points with no underwear. But if its just underwear then just get rid of it already.
But the true goat gotta be like in a game where you get to take it off yourself and add back what you want to keep.