Pretty much - instead of withdraw, better to say collect your interest, which is then autodeposited into the bank. And you're quite right - there is no accumulation past the 24hr mark unless you collect. And bear in mind each time you deposit coins it resets the timer, so you should always...
Slice of Venture 2 - awesome game! but so much of it involved mixing recipes, so to speak, and there were a finite number of in-game days. I'll just stick with the gallery now that I've earned all the scenes once.
With the current functionality of the bank, if used perfectly and with no other additions of coins, your money should double every 36 days. So once you get to 200 coins per day, you should have 40K in 72 days. If my math is right :-)
Oh, I got another one: a hunger/bathing mechanic that makes you go through extra steps to get a meal or a shower each day before you can go to sleep. Fashion Business had that and it drove me crazy too.
Oh my goodness, those are good. There was a game called Corruption that I thought was great. It had an event to progress the story that could only be done on Monday, in one location, in the Morning Time Slot. It had to be repeated like 4 times to make progress. Until I used the Mod it drove...
In earlier days, when generated visuals were poor or almost non-existent, real porn was quite exciting. Now it kind of breaks continuity as the different pornstars don't necessarily reflect the interactions designed in game.
I dislike it when a game teases something in an early scene or release, say rough sex or toe licking or something a little uncommon, and then you never see a scene like that again in the game.